Tuesday, November 27, 2007

I am now a postgrad


I hope its not by virtue of unreadable writing but I have been upgraded to postgrad level blogging.

6 comments:

flymorgue2 said...

Payday load ads? I guess it is more appropriate than come-ons for Mormon undies. But it may be time to get some postgrad ads! From this:

Most research indicates that use of payday lending services declines with educational attainment. According to the study by Elliehausen and Lawrence (2001), 38.3 percent of payday lending customers have only a high school diploma, 36.1 percent have some college, and 19.4 percent have at least a four-year college degree. Payday loan customers are thus distributed in the lower and middle levels of educational attainment. However, only a small proportion of payday loan customers have less than a high school diploma (6.2 percent) according to Elliehausen and Lawrence, and Stegman and Faris (2003) find that high school dropouts are significantly less likely than any other group to use payday lending services. This could reflect underlying factors germane to this group, such as the higher levels of unemployment experienced by high school dropouts. From the available research, we can conclude that payday loan consumers typically have some modest level of education, perhaps some college or, in limited instances, even a four-year degree. Again, this finding suggests that payday loan consumers do not differ greatly from the general population.

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